Providing a creative, solutions-driven approach to holistic financial planning, wealth creation and distribution.
Forbes Magazine Best-In-State Wealth Advisor (NH), 2018, 2019, 2020*
Barron's "Top 1,000 Advisors" in America 2009, 2010, 2013**
Wednesday, July 1, 2020
The July Fourth holiday will be very different this year. Although it’s a time to enjoy family and friends, and maybe even watch some fireworks, social distancing and a new wave of COVID-19 cases also may take a seat at the...
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Friday, June 5, 2020
As we look ahead to the summer months, we can’t help but think what a challenging year it’s been so far. At the same time, we’re encouraged by the resiliency and accelerated innovation among US businesses and the...
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Tuesday, May 26, 2020
“Never confuse a single defeat with a final defeat.” — F. Scott Fitzgerald The economic struggles in our country are among the worst we’ve ever seen. In April, a record 20 million people lost their jobs, and 36...
Read MoreA video series providing perspectives on important economic issues. www.ftportfolios.com
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Monday, April 27, 2020
“Life is 10% what happens to you and 90% how you respond to it.” — Lou Holtz, Hall of Fame football coach As the battle against the COVID-19 pandemic continues, how we respond to it will determine how we beat it....
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Monday, April 6, 2020
“Every decade or so, dark clouds will fill the economic skies, and they will briefly rain gold. When downpours of that sort occur, reach for a bucket.” —Warren Buffett The battle with COVID-19 rages on, and the...
Read MoreA video series providing perspectives on important economic issues. www.ftportfolios.com
Read MoreA video series providing perspectives on important economic issues. www.ftportfolios.com
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Tuesday, March 24, 2020
Scammers, fraudsters, and other criminals are taking advantage of rapidly changing data and facts associated with COVID-19, both in the workplace and in our homes. Government agencies, corporations, and news outlets continue to warn...
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Thursday, March 19, 2020
Our everyday lives have changed dramatically over the last few weeks as we work together to minimize the impact of the COVID-19 pandemic. We know these efforts are necessary, but they also have come at a cost. Global economic growth...
Read MoreA video series providing perspectives on important economic issues. www.ftportfolios.com
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Tuesday, March 17, 2020
Fears over the spread of COVID-19 (coronavirus) have gripped the country and sent stocks in the US and around the world into bear markets. Thursday’s nearly 10% decline in the S&P 500 Index was one of its worst days in history...
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Tuesday, March 10, 2020
The tough times that global markets were experiencing due to the spread of COVID-19 (coronavirus) worsened this past weekend as a price war between Saudi Arabia and Russia resulted in sharply declining oil prices. This combination of...
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Monday, March 2, 2020
“The stock market takes an escalator up, and an elevator down,” is a classic Wall Street saying. The last week has sure felt like taking an express elevator down, as the end of February brought a historic stock market...
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Friday, February 21, 2020
Recent 529 Changes As you may have heard, the SECURE Act was passed in late December of 2019, with what many are calling the most comprehensive changes to retirement in over a decade. SECURE stands for Setting Every Community Up for...
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Monday, February 10, 2020
The start of 2020 has brought increased stock market volatility. The uncharacteristically calm market environment we experienced for much of the past four months was bound to end, but identifying the catalyst for a potential sell-off...
Read MoreA video series providing perspectives on important economic issues. www.ftportfolios.com
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Tuesday, January 14, 2020
It’s a new year and a new decade. There seems to be extra incentive to move towards our goals and resolutions, so we wanted to briefly mention two simple but important tips to help keep you on track. Write out the full year 2020....
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Thursday, January 2, 2020
Happy New Year! What a difference a year makes. One year ago the stock market was plunging and came perilously close to ending what has become the longest bull market ever recorded. In December 2018, dropping stocks were suggesting an...
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Tuesday, December 17, 2019
I am happy to share with you our office schedule for the upcoming Holiday Season. Our offices will be closed on Tuesday, December 24th and Wednesday, December 25th as well as on Tuesday, December 31st and Wednesday, January 1st to...
Read MoreA video series providing perspectives on important economic issues. www.ftportfolios.com
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Wednesday, November 13, 2019
Turning the calendar from October to November brought more than trick-or-treaters, pumpkins, and leaves to rake. It also brought a wave of important economic updates that delivered more treats than tricks and helped the stock markets...
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Monday, October 7, 2019
Summer has turned to fall, and there’s already a little chill in the air. Three-quarters of the year is behind us now, and both stock and bond markets have had a strong year so far, although we expect to see regular—but...
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Wednesday, September 18, 2019
In last month’s post on technology scams, we reviewed robocalls and tips to avoid getting duped by this rampant problem. In our follow-up posting we look at another scam to watch out for: Sweetheart Scams. Research tells us that...
Read MoreA video series providing perspectives on important economic issues. www.ftportfolios.com
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Friday, September 6, 2019
The Dog Days of Summer were on full display this past month, as a variety of concerns pushed stocks and bond yields lower. After reaching new record highs in late July, the S&P 500 Index dropped approximately 1.8% in August as trade...
Read MoreA video series providing perspectives on important economic issues. www.ftportfolios.com
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Thursday, August 22, 2019
This summer has been interesting. Thus far, temperatures have been at a maximum for much of the country, while typical summer storms have been at a minimum. A parallel can be drawn for the financial markets: Major stock indexes are...
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Thursday, August 15, 2019
Technology is great. Think of all the advances in healthcare, communication and transportation just in the past decade. Like anything else, though, you have to take the bad along with the good. Advancements in technology open the door...
Read MoreA video series providing perspectives on important economic issues. www.ftportfolios.com
Read MoreA video series providing perspectives on important economic issues. www.ftportfolios.com
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Monday, July 8, 2019
Happy Birthday, United States of America! U.S. leadership on the world stage remains in focus. We received good news on the global trade front from the recent G20 Summit in Japan. President Trump and China’s President Xi agreed...
Read MoreA video series providing perspectives on important economic issues. www.ftportfolios.com
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Thursday, June 20, 2019
There are a couple of bills that are before each of the two houses that could have small but meaningful impact on personal finances and retirement planning. While they are similar, let’s focus on the bill before the House of...
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Tuesday, June 11, 2019
Trade tensions have interrupted an unusually calm year in U.S. stocks. In May, the S&P 500 Index fell from an April 30 record high as the United States and China failed to reach a trade deal and escalated tariff tensions. The United...
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Monday, May 6, 2019
If it seems like the financial markets have been off to an unusually strong start to the year—you are correct. The S&P 500 Index has risen for four consecutive months, resulting in the strongest start to a year in more than 30...
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Friday, May 3, 2019
Your Tax Withholding Will Get More Accurate…But Will It Be Simpler? Unless you’ve filed for an extension, you now know the impact of the new tax changes on your individual income taxes. Whether positive or negative, many...
Read MoreA video series providing perspectives on important economic issues. www.ftportfolios.com
Read MoreA video series providing perspectives on important economic issues. www.ftportfolios.com
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Friday, April 5, 2019
April brings showers, baseball, and historically, the best month of the year for the S&P 500 Index (for the last 20 years). On top of that, the S&P 500 had its best first quarter since 1998, and in March we celebrated the 10-year...
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Thursday, March 28, 2019
Spring is here. The birds are singing, the flowers are blooming – and families are making college decisions. While college enrollment in the U.S. has been flat for the last few years, the rate still hovers around 70%. College...
Read MoreA video series providing perspectives on important economic issues. https://www.ftportfolios.com/
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Friday, March 8, 2019
The S&P 500 Index has staged an impressive rally after nearly entering a bear market December 24, with U.S. stocks notching their best start to a year since 1991. Stocks have climbed the “wall of worry” once again, but...
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Thursday, March 7, 2019
I am very pleased to announce that Nina R. Deschene, AIF, Financial Paraplanner Qualified Professional™ for our practice has been awarded the Registered Financial Consultant [RFC] designation from the International Association...
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Read MoreLPL Research Chief Investment Strategist John Lynch provides LPL's perspective on Market Fundamentals. Market Fundamentals
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Monday, February 11, 2019
Most of the country might still be in the throes of the winter, but after extreme cold throughout many parts of the United States, thankfully the weather has warmed up. Stocks followed a similar path, warming up in January after a...
Read MoreLPL Research Chief Investment Strategist John Lynch offers his perspective on the recent 35-day government shutdown and it's market implications. https://www.youtube.com/watch?v=rRBSrFmgRfk&feature=youtu.be&app=desktop
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Thursday, January 10, 2019
It’s a new year and resolutions are in place, but investors in the financial markets may be struggling to find their optimism. The past several weeks have been very difficult, as the stock market sell-off resulted in the worst...
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Monday, December 10, 2018
Another year is drawing to a close, but so far neither market volatility nor market-moving headlines have shown any signs of winding down. As we reflect on a challenging 2018 and look for bright spots in 2019, confidence in continued...
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Tuesday, November 27, 2018
As the year winds down, there are some important actions you may want to take before the clock runs out on 2018. Roth IRA First and foremost, check your eligibility to contribute to a Roth IRA. With most of us seeing a tax deduction in...
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Wednesday, November 7, 2018
The potential outcomes of the midterm elections have been dominating the news cycle lately, and we know from history that the markets typically do not like uncertainty. With the Democrats taking control of the House of Representatives,...
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Wednesday, October 31, 2018
Beginning September 21, 2018, those concerned about identity theft can freeze their credit and place one-year fraud alerts at no cost. Due to the passage of the new Economic Growth, Regulatory Relief, and Consumer Protection Act,...
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Friday, October 12, 2018
The volatility that is often associated with the month of October has arrived with the market sell-off on Wednesday, October 10. Experiencing market declines and increased volatility can be unnerving for any investor, but if we can...
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Monday, October 8, 2018
The first day of fall may be in September, but the beginning of October is when that autumn feeling really kicks in. Whether you’re mourning the end of long summer days or embracing the return of pumpkin spice at your local...
Read MoreRaymond R. Noel Awarded Prestigious MRFC Credential The Master Registered Financial Consultant Certification Board (MCB) is proud to announce that Raymond R. Noel, CAP®, MRFC, AIF®, MBA, CFS, CEPA®, CPWA® of Northeast...
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Monday, September 10, 2018
It’s back to school for students all across the country, and whether it’s the first week in kindergarten, high school, or college, parents and students alike are excited yet probably nervous at the same time. What will the...
Read Morehttps://www.ftportfolios.com
Read Morehttps://www.ftportfolios.com
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Read MoreA video series providing perspectives on important economic issues. https://www.ftportfolios.com
Read MoreThe recently released LPL Research Midyear Outlook 2018 The Plot Thickens is filled with investment insights and market guidance to take us through the rest of the year. So far this year, the return of the business cycle has brought...
Read MoreA video series providing perspectives on important economic issues. https://www.ftportfolios.com
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Monday, June 11, 2018
The summer months are almost underway, which means that both vacations and midyear check-ins are ahead. As we approach the midpoint of 2018, many of us will take this opportunity to reflect on what we’ve seen so far and what may...
Read MoreA video series providing perspectives on important economic issues. https://www.ftportfolios.com
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Tuesday, May 15, 2018
I am pleased to announce the addition of Chantal Cote, Client Service Associate, to our team. Chantal joins us with over 30 years of financial industry experience in various client service roles. She works closely with Nina executing...
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Thursday, May 3, 2018
Looking to retire soon? You’ve been diligent about saving, and are looking forward to retiring soon. Like most people you have the majority of your retirement savings in your employer-sponsored plan – think 401(k) –...
Read MoreA video series providing perspectives on imp https://www.ftportfolios.com
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Friday, April 6, 2018
NEWS RELEASE - April, 2018 Bedford, NH - Raymond R. Noel, CPWA®, CAP®, AIF®, RFC®, MBA, CFS, CEPA® an independent Financial Planner at Northeast Planning Associates, Inc. was recently recognized by Forbes magazine...
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Monday, March 26, 2018
Updated IRS Withholding Calculator Since the president signed the Tax Cuts and Jobs Act into law on December 22 of last year, many clients have been asking if they should make and changes to withholding from their paycheck. The Tax...
Read MoreA video series providing perspectives on important economic issues. http://www.ftportfolios.com
Read MoreA video series providing perspectives on important economic issues. https://www.ftportfolios.com/
Read MoreA video series providing perspectives on important economic issues. http://www.ftportfolios.com
Read MoreA video series providing perspectives on important economic issues. https://www.ftportfolios.com/
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Thursday, February 8, 2018
After more than 18 months of nearly uninterrupted advances, the U.S. equity markets started declining last week, with a large sell-off on February 5, 2018. Although it is always difficult to endure these declines when they’re...
Read MoreA video series providing perspectives on important economic issues. https://www.ftportfolios.com/
Read MoreA video series providing perspectives on important economic issues. https://www.ftportfolios.com
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Monday, January 22, 2018
Tax Reform is Here The 2017 Tax Cuts and Jobs Act was officially signed in to law on December 22, 2017. This is the most sweeping tax legislation in more than three decades, and it affects both individuals and businesses. The most...
Read MoreA video series providing perspectives on important economic issues. https://www.ftportfolios.com/
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Wednesday, January 3, 2018
I hope that you have enjoyed spending time with loved ones during this holiday season. This time of year often presents an opportunity for some additional rest and relaxation, but there is always the possibility for activity in the...
Read MoreA video series providing perspectives on important economic issues. Wesbury 101 Educational Series
Read MoreA video series providing perspectives on important economic issues.
Read MoreThe LPL Research Outlook 2018: Return of the Business Cycle provides insightful commentary to help you navigate the year ahead.
Read MoreA video series providing perspectives on important economic issues. Wesbury 101 Educational Series|First Trust Portfolios
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Thursday, November 9, 2017
I am very pleased to announce that the College for Financial Planning has conferred upon Nina R. Deschene of our office the designation of Registered Paraplanner®. The Registered Paraplanner® designation can only be achieved by...
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Wednesday, November 1, 2017
“Time moves slowly, but passes quickly” Alice Walker As winter approaches, it’s again time to look at end-of-year planning that is important to do now before the holidays take over. Here are some key things you may...
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Monday, October 30, 2017
This time of year can seem quiet, with summer vacations and back to school behind us, and the buzz of the holiday season still a few weeks away. Although this sense of calm may be a welcomed break, there is plenty of activity in the U...
Read MoreA video series providing perspectives on important economic issues. Wesbury 101 Educational Series|First Trust Portfolios
Read MoreA video series providing perspectives on important economic issues. https://www.ftportfolios.com/index.aspx
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Thursday, October 5, 2017
During the past several weeks, we’ve seen news headlines dominated by everything from extreme weather to heightened geopolitical risks, with speculation on policy changes in the U.S. an ongoing hot topic. With so many events...
Read MoreThe latest Economic Video Commentary by Brian Wesbury, Chief Economist for First Trust Portfolios is available to view. https://www.ftportfolios.com/index.aspx
Read MoreThe latest Economic Video Commentary by Brian Wesbury, Chief Economist for First Trust Portfolios is available to view. www.ftportfolios.com
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Wednesday, August 23, 2017
As summer winds down, vacations come to a close, and kids head back to school, the calendar is relatively quiet in terms of major market events. Earnings season for corporate America—which was a good one—is behind us. No...
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Monday, July 17, 2017
The International Association of Registered Financial Consultants (IARFC) has recently awarded Raymond R. Noel, CAP®, AIF®, RFC®, MBA, CFS, CEPA® of Northeast Planning Associates, Inc. the “Ethics Approved...
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Thursday, July 6, 2017
I am proud to announce that Michael S. Riddell, Financial Planner, has recently obtained the Accredited Investment Fiduciary (AIF) designation. The AIF designation signifies specialized knowledge of fiduciary responsibility and the...
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